lanabanana Comment Posted Jun.9th, 2026, viewed 16 times

Has anyone completely switched to digital payments?

It's definitely a growing trend, and it seems like more and more people are going fully digital. The overall fintech market is witnessing massive growth, something like a projected $1 trillion by 2032 across digital payments, AI, BNPL and real-time payment trends, Softjourn's research. This really highlights how much the financial services industry is changing. The disappearance of physical branches and the preference for phone payments among a new generation are key indicators. I think the convenience of digital transactions, especially with apps and contactless options, outweighs the need for cash in most scenarios now.

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